[princessmommie78]

about 20k, now, and i'm still in transistion.... but mortagage payments, 3 kids and a drop to 1 income... well and we didnt qualify for financial aid.. so loans were the only way for me... yes.. i'll probably owe forever! but at least i'll be happy!

[HeartsOpenWide]

No debt. Umm...tuition is about $2,000 per semester, books about $300-500 per semester (depending on # and if there are used ones or not), my rent is $600/month (no utilities included) water bill is about $50/month, electric is never over $13.00/month (yes thirteen dollars), phone is $120 (two cell phones), Internet is about $40 (a must for a college student), gas for regular unleaded is $4.10 and I drive 30 miles to school (60 total/day) four times a week. There is a $20 additional fee for clinical (we do have to pay regular tuition for it too).

Its hard to judge how much you will pay if you are comparing to other people....tution is different depending on your state, UC, State college, JC....cost of living is obviously different everywhere.....you kinda have to figure this stuff out on your own according to your school and area you live in. I do not think asking people what they spend is going to get you in the ballpark much

[manofcare]

Originally Posted by MBA2BRN

Zero. I have been paying cash the entire way. I saved up before I started school and my savings was depleted by the end of fist semester (I paid cash for pre-reqs and co-reqs too). I continue to work two jobs full-time during the breaks and summer and the same two jobs part-time during the school year.

I already made the mistake with prior degrees taking out loans, I won't do it again!! It will take me about two years to pay off the prior loans without reimbursement to know what financial freedom feels like! I may have someone pay for my MSN (or PhD) when the times comes, but my BSN I can easily pay for attending a state school and working as a nurse full-time. GL!

Sounds like Dave Ramsey. I'm better than I deserve as well, went through NS with no debt, and continue to be that way. I'm weird, I owe no one for anything. Normal is dead broke, and one pay check away from homeless.

[Brookes1129]

Thanks for all of your input!! I really appreciate it!!!!! Good luck with your Nursing Careers!!!!!!!!!!!!!

[Jules A]

Originally Posted by manofcare

Sounds like Dave Ramsey. I'm better than I deserve as well, went through NS with no debt, and continue to be that way. I'm weird, I owe no one for anything. Normal is dead broke, and one pay check away from homeless.

Good for you! I'm also debt free and its a shame that we are the minority. It always irritates me when people that live far better than I do when it comes to material things and also make more money complain about being broke. There is something to be said for living below your means.

[NWGeorgiaFutureRN]

Thanks to Georgia, I get to go to school for free.

[Superstar01]

I have 24K for now and have 4 semsters left in my bsn program.

Private school is killing my pocket, but I have to admit I love my program. They are good to us.

[Wondergirl0905]

Originally Posted by Jules A

If there is any way you can do it without quitting your job you will be far better off than the ones that graduate with $50,000 in debt and the attitude that it is "good" debt. Just my two cents but NO debt is good debt.

FYI, not everyone has the option of a CC. There's a 3+ year wait where I live so I chose to go private. Tuition plus living expenses will leave me with $60K in student loans. Debt is often unavoidable so yes, there is such a thing as good debt.

[MegRN2B]

I don't owe any money, but I owe 4 years of time to one of the larger medical centers in town when I graduate. I could buy out if it comes to that..if I did, it'd be around 18k I think.

[Jules A]

Originally Posted by Wondergirl0905

FYI, not everyone has the option of a CC. There's a 3+ year wait where I live so I chose to go private. Tuition plus living expenses will leave me with $60K in student loans. Debt is often unavoidable so yes, there is such a thing as good debt.

Fortunately in my area getting into a CC is based solely on your GPA and entrance exam. I was with ya until you added that you are borrowing for living expenses. We will have to agree to disagree this time.