[KMP77]

Does every nurse get this?

Im asking bc Im very interested in becoming a nurse. I was talking to my sister about it today who said I was better off becoming a secretary LOL. My uncle is a Dr and Aunt was a nurse and they were telling my sister the amount of money nurses (and Im sure Drs too) have to spend on malpractice insurance is insane.

[Jolie]

Nursing liability insurance is not a requirement for RN licensure, but in my opinion it is wise for any practicing nurse to carry it.

Unlike medical malpractice insurance which can run into the hundreds of thousands of dollars per year for coverage in certain specialties, nursing liability insurance is relatively inexpensive, usually less than $200/year.

[KMP77]

So now nurses would be paying less than $200 a year? And Drs are more, or nurses can pay a large amount? Sorry, lost LOL.

[Jolie]

Yearly premiums for nurses are typically less than $200/yr.

Yearly premiums for physicians depend on their specialty, and can range from several thousand dollars/yr. for a lower-risk specialty such as palliative care to hundreds of thousands of dollars/yr. for a high-risk specialty such as neurosurgery, obstetrics, or anesthesia.

[KMP77]

Oh ok, I see now. Thanks!!

[NRSKarenRN]

See our thread in Nursing Career Advice:

? Get Malpractice: Importance of Professional Liability Insurance in Managing Risk