Originally Posted by DonnainGA
Hi Zoe,
I too am disabled, mine being disabled from failed back surgery syndrome which is causing severe pain to the point that I can hardly move most days. Anyway, I am in the process of obtaining my SSI and I was wondering how you went about getting your pardon from your student loans? I have my student loans in forbearance right now ($41,000 from going to midwifery school that I never got finished

) and I had told them that I was trying to get approved for SSI. The person I talked to that handles my student loan said something about the loan going away if I am on SSI but she didn't say how to go about that, so you tell me what you did to get pardoned? Thanks!! Donna
Hi Donna
"Pardon" is my own term for it but their term is "Permanent and Total Disability". It is hard to get. Basically you tell them you want to apply for it and they will send you the forms. The forms are similar to those you fill out for SSI or SSDI but they stretch it out by granting "Temporary Disability" yearly x 3 yrs (at least, that's how it was for me) before they will consider it permanent.
The forms are filled out by you and by each and every provider you can think of - for me, my shrink, my counselor, and my medical doctor.
If you run into snags feel free to send me a private message anytime. it is a long and I think purposely difficult process but if you are indeed disabled then there's no reason you should not get it.
Good luck! and - OW by the way. I think if I had physical pain to that degree it would be more difficult for me to handle than anything I've had so far. Hang in there and let me know how it goes!
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