Originally Posted by nursesforchange
I think there is a way to incorporate the private insurance system into health care reform that includes government sponsored insurance accessible to all, but not without significant regulation of the industry.
Regulation is required to prevent people who have purchased private insurance being dropped from their plan when they get sick, monitors the mechanism of denying people coverage, and monitors premium increases.
This is somewhat the basis of Obama's plan for reform, though his plan is sketchy on the details of containing the costs of care.
This is an industry that is all but impossible to regulate. You can't pick up a paper without reading about insurers being fined for fraud and deception, dropping coverage, refusing treatments and claims. Patients are dying, families are going bankrupt. Obama is not going to lead, however he is on record as saying that he would sign the single payer health care bill if Congress can get it to his desk. With 91 Congressional co-sponsors, we're on our way.
You tell me, how successful do you think you'd be "incorporating" a convicted child molestor or rapist who's been parolled into your home? Even with "significant regulations" don't believe for a minute your family will be protected from harm. Historically, insurers haven't behaved despite regulation and punishment. They have a shamefully high recidivism rate.
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