Ok, This thread is driving me bonkers! And not about the actual topic. It's the misinformation regarding eligibility for federal benefits IE Social Security and Medicare. I can't speak to individual states' "welfare benefits" and medicaid as the requirements differ from state to state.
However, I used to work at Social Security and illegal aliens are NOT eligible for retirement or disability benefits. You are eligible for those programs based on the amount of taxes you pay by working, FICA and SSA. You earn credits based on a certain amount earned each year and you have to have so many earned credits to be eligible. It is an insurance. So essentially you have to pay the premiums to qualify. People confuse it with SSI which is entirely different. SSI is a welfare program for those age 65, blind, disabled and have NOT paid enough taxes but are extremely poor. They also can't get SSI if they are illegal. That is a myth. Trust me I had plenty of clients I wanted on these programs to cover their medications but they weren't eligible. And they were HIV + which is another complicated situation.
I am posting information from the SSA website. PLEASE go to source material and research eligibility requirements before assuming anything. Regarding individual cases, unless you are there and see the paperwork submitted and see their award letter, you don't know what someone else is getting and why. It drove me nuts when patients "compared benefits" with other patients and wondered why they weren't eligible for X. Sorry for the rant, just a pet peeve of mine.(smile)
Here is the information and you can go to
www.ssa.gov for more.
The Social Security Administration is responsible for two major programs that provide benefits based on disability: Social Security Disability Insurance (SSDI), which is based on prior work under Social Security, and Supplemental Security Income (SSI). Under SSI, payments are made on the basis of financial need.
Social Security Disability Insurance (SSDI) is financed with Social Security taxes paid by workers, employers, and self-employed persons. To be eligible for a Social Security benefit, the worker must earn sufficient credits based on taxable work to be "insured" for Social Security purposes. Disability benefits are payable to blind or disabled workers, widow(er)s, or adults disabled since childhood, who are otherwise eligible. The amount of the monthly disability benefit is based on the Social Security earnings record of the insured worker.
Supplemental Security Income (SSI) is a program financed through general revenues. SSI disability benefits are payable to adults or children who are disabled or blind, have limited income and resources, meet the living arrangement requirements, and are otherwise eligible. The monthly payment varies up to the maximum federal benefit rate, which may be supplemented by the State or decreased by countable income and resources. See
http://www.socialsecurity.gov/notice...efits-ussi.htm for an explanation of SSI benefit payment rates.
How long does a person need to work to become eligible for retirement benefits? Answer
Everyone born in 1929 or later needs 40 Social Security credits to be eligible for retirement benefits. You can earn up to four credits per year, so you will need at least 10 years to become eligible for retirement benefits.
During your working years, earnings covered by social security are posted to your Social Security record, and you earn credits based on those earnings.
Each year the amount of earnings needed for a credit rises as average earnings levels rise. In 2005, you receive one credit for each $920 of earnings, up to the maximum of four credits per year. For 2006, you receive one credit for each $970 of earnings.
If you become disabled or die before age 62, the number of credits needed depends on your age at the time you die or become disabled. A minimum of 6 credits is required regardless of your age. You can file for retirement benefits online at
http://www.socialsecurity.gov/applyforbenefits.
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Your retirement benefits
How do you qualify for retirement benefits?
When you work and pay Social Security taxes, you earn “credits” toward Social Security benefits.
The number of credits you need to get retirement benefits depends on when you were born. If you were born in 1929 or later, you need 40 credits (10 years of work).
If you stop working before you have enough credits to qualify for benefits, the credits will remain on your Social Security record. If you return to work later on, you can add more credits so that you qualify. No retirement benefits can be paid until you have the required number of credits.
How much will your retirement benefit be?
Your benefit payment is based on how much you earned during your working career. Higher lifetime earnings result in higher benefits. If there were some years when you did not work or had low earnings, your benefit amount may be lower than if you had worked steadily.
Your benefit payment also is affected by the age at which you decide to retire. If you retire at age 62 (the earliest possible retirement age for Social Security), your benefit will be lower than if you wait until later to retire. This is explained in more detail below.
NOTE: Each year, about three months before your birthday, you receive a Social Security Statement. It can be a valuable tool to help you plan a secure financial future. It provides you with a record of your earnings and gives estimates of what your Social Security benefits would be at different retirement ages. It also gives an estimate of the disability benefits you could receive if you become severely disabled before retirement, as well as estimates of the survivors benefits Social Security would provide your spouse and eligible family members when you die.
Early retirement
You can get Social Security retirement benefits as early as age 62, but if you retire before your full retirement age, your benefits will be permanently reduced, based on your age. For example, if you retire at age 62, your benefit would be about 20 percent lower than what it would be if you waited until you reach full retirement age.
Full retirement age
The “full retirement age” is 65 for people who were born before 1938. But because of longer life expectancies, the Social Security law was changed to gradually increase the full retirement age until it reaches age 67. This change affects people born in 1938 and later. Check the following table to find your full retirement age.
When you apply for benefits, you will need the following information:
· your Social Security number;
· your birth certificate;
· your W-2 forms or self-employment tax return for last year;
· your military discharge papers if you had military service;
· your spouse's birth certificate and Social Security number if he or she is applying for benefits;
· children's birth certificates and Social Security numbers, if applying for children's benefits;
· proof of U.S. citizenship or lawful alien status if you (or a spouse or child is applying for benefits) were not born in the U.S.; and
· the name of your bank and your account number so your benefits can be directly deposited into your account.