Someone brought up a good point. I have a friend who graduated from a diploma school....she is an excellent RN and it was an excellent school, BUT none of her credits would really transfer anywhere; same with a friend of mine who took a lot of her classes at University of Phoenix! I would just make sure you check into that because that is a big deal with your future goals.
I always say to pick BSN, but only you know what you can afford, etc. Good luck

And I think it's awesome you get accepted to both programs, most people would kill to just be accepted into 1 program
I personally wouldn't stress too much about which has the most or better "hands on" portion, skills are just learned with time and none of them are that hard anyways, it just takes time and practice. Go for what is best for your future and will offer the best education for you. High NCLEX pass rates don't always appear as they seem either.
Educational debt isn't a bad thing. Not any fun to pay back, but I also didn't want to take 10 years to get to my goal just to be school debt free, it wasn't worth it to me.
Good luck with your decision