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  #51  
Old May 02, 2008, 06:59 PM
BumblebeeRN (Female)
Registered User
Join Date: Sep 2007
Re: Nurses malpractice insurance

I am a new grad, and I have tons of questions.

should I get the nursing insurance?
I was told by risk management that the hospital covers me, but if I have my own insurance they will go after me if they know I have insurance.

so I don't understand! I am very confused!

I try to go over the p&p of my facility, and follow it whenever the case arises.

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  #52  
Old May 02, 2008, 08:13 PM
cardiacRN2006's Avatar
Moving on......
Join Date: Jan 2005
Re: Nurses malpractice insurance

Yes! Get the insurance!
I can't keep up with how much they change our P/Ps. But when I went over them, I was amazed at how different they are from actual practice.

Simple things that don't make sense-like the frequency of dressing changes on Piccs. But we now use a biopatch which decreases the frequency of the changes.

But say I go by our new standard (which hasn't been reflected on our P/P yet) and the pt gets a line infection, and dies.

You've just practiced outside of your p/p, and guess what? The hospital will NOT cover you.

And you will be on your own.



The insurance will also help if you are even in trouble with the BON.


Get it today!

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