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Many lost health insurance from employer, study says



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Old Aug 04, 2004, 10:42 AM
Senior Member
Join Date: Mar 1999
Many lost health insurance from employer, study says

http://seattletimes.nwsource.com/htm..._insure03.html

Tuesday, August 03, 2004 - Page updated at 12:00 A.M.
Many lost health insurance from employer, study says
By John A. Macdonald
The Hartford Courant

WASHINGTON — Nearly 9 million Americans lost their employer-provided health insurance from 2001 to 2003, with low-income workers and Hispanics feeling the biggest impact, according to a study released yesterday.
The economic downturn that started in 2001, as well as a 28 percent increase in the cost of insurance, caused the decline in coverage, the study says.

The stronger economy now emerging could halt the slide but is unlikely to lead to a substantial increase in coverage over the long term, it says.
"Health-care costs — and health-insurance premiums — continue to outpace workers' incomes by a large margin," said Bradley Strunk, co-author of the study released by the Center for Studying Health System Change, a nonpartisan research group. "Such rapid growth will continue to strain employers and make private insurance less and less affordable."
The study looked at the percentage of Americans younger than 65 covered by employer-provided insurance.

Overall, it found the number with coverage dropped from 67 percent in 2001 to 63.4 percent in 2003, leaving 8.9 million fewer people insured.
Public plans, such as Medicaid and the Children's Health Insurance Program, largely offset the decline in private coverage, so the percentage of uninsured Americans did not change significantly overall, the study found.

During the study period, the percentage of working-age Americans enrolled in public programs increased from 9 to 12 percent.

"Clearly, public insurance programs provided a safety net for millions of people — especially children — who otherwise probably would have lost coverage as the country moved through a recession and a jobless recovery," said Paul Ginsburg, president of the nonpartisan center.

The center's study makes these additional points:
• All age groups experienced a decline in employer coverage, but the changes were particularly pronounced for young adults ages 19 to 39. For that group, coverage declined from 64.9 to 59.4 percent over the two-year period.
• Insurance coverage for workers with family incomes less than twice the federal poverty level — $36,800 for a family of four — declined from 37.4 to 32.5 percent.
• Hispanics were the least likely among major ethnic groups to have employer-provided coverage. The percentage of Hispanics with employer-provided insurance dropped from 46.7 to 39.7 percent during the study period.
Copyright © 2004 The Seattle Times Company

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Old Aug 04, 2004, 05:33 PM
elkpark's Avatar
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Join Date: Oct 2003

I heard this covered on NPR -- the analyst who was being interviewed talked about the findings of another 9 million people having lost employer-provided insurance over the last three years (gee, who's been in charge for the last three years? ...) but also made the point that many states are now cutting back on Medicaid and CHIP programs because the states are no longer getting federal payments that had helped pay for those programs and are in such lousy economic shape at the state level -- he said that there was going to be a real train wreck in health coverage in the next few years ...

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