[ethelbsnrn]

Originally Posted by TexasToothFairy

I'm sorry, I'm new too.....what's PRN?

From Wikipedia....Pro re nata is a Latin phrase that literally means "for the thing born". It is commonly used in medicine to mean "as needed" or "as the situation arises."

[ethelbsnrn]

Originally Posted by MeghanRN

PRN= per diem, as needed.

This position never carries benefits, but the pay is higher.

Hours are *never* guaranteed and you are first canceled.

From Wikipedia....

Per diem, is Latin for "per day" or "for each day". It usually refers to the daily rate of any kind of payment. It may also refer to a specific amount of money that an organization allows an individual to spend per day, to cover living and travelling expenses in connection with work.

[TX RN]

Originally Posted by Tatet98

thanks for the replys.. houston has a pretty descent pay although im also thinking about south CA. kaisser's overtime pay is X2 and half and house prices have gone down to more than 40% its very inviting as of this time.

Yo Tatet98,
what's the low down in Cali? Any other info you can provide about State Income tax rates, Union Fees, and where home prices have declined to 40%. The decline in home prices, if it is that much, sounds disastrous. Is that occurring in only specific areas, where?

Thanks.

[TheCommuter]

Originally Posted by TX RN

Yo Tatet98,
what's the low down in Cali? Any other info you can provide about State Income tax rates, Union Fees, and where home prices have declined to 40%. The decline in home prices, if it is that much, sounds disastrous. Is that occurring in only specific areas, where?

Thanks.

The real estate crash is occurring primarily in Las Vegas, Phoenix, and all parts of California. It is partially due to the plethora of homeowners with ARMs (adjustable rate mortgages) who have gone into foreclosure after not being able to pay every month. In addition, the declines in house values are resulting in more people walking away from their homes, because nobody wants to continue to pay on a $400,000 home loan when the house is now worth less than $300,000. Click on the link below for more information, as it has many articles related to the current real estate crash.

http://patrick.net/housing/crash.html

[Tatet98]

Ms. Palm Tree Lover is right i was just in LA last week and was checking on houses 1 friend of mine was willing to give up his house for 300,000 in beaumont area where he originally bought for almost 500,000 but the interest rates on the loans are way to high. Im trying to browse more on forums cos im close to deciding (in 6 months time) on transferring to houston or south ca- san bernardino area and it looks like houston is more favorable im gonna try to read more insights from this forum.

[TX RN]

Originally Posted by Tatet98

Ms. Palm Tree Lover is right i was just in LA last week and was checking on houses 1 friend of mine was willing to give up his house for 300,000 in beaumont area where he originally bought for almost 500,000 but the interest rates on the loans are way to high. Im trying to browse more on forums cos im close to deciding (in 6 months time) on transferring to houston or south ca- san bernardino area and it looks like houston is more favorable im gonna try to read more insights from this forum.

$300k will buy ALOT of home in Houston. I've got many questions as well because I'm considering a move to Cali myself.

What are property taxes like in Cali? I ask because in Texas even with homestead exemption my yearly taxes are about $5k (rates vary by county). This really begins to limit what price of home you purchase.

For example, I have a friend that owns a home in the Montrose area, in houston, his home county appraisal is about $280k. It's a fair appraisal as his home is in a desirable in-town location near museums, parks, shops, down town, and the Texas Medical Center. However, his taxes range over $12k/year.

That's too much money in just taxes. You have any numbers from what property tax rates are like in Cali?

Thanks again.

[TheCommuter]

Originally Posted by TX RN

That's too much money in just taxes. You have any numbers from what property tax rates are like in Cali?

Thanks again.

From 2003 to 2005, I was paying about $2,000 yearly on a house that was valued at $150,000 in central California. I looked up the property tax rate of the new owners who bought the house from me, and they are paying $3,350 per year.

For most counties, the property tax rate will be slightly over 1 percent of the value of the home. For example, a $300,000 house will fetch about $3,500 yearly in property taxes, etc.

I am now paying a little less than $2,700 here in Texas.

[TX RN]

Originally Posted by TheCommuter

From 2003 to 2005, I was paying about $2,000 yearly on a house that was valued at $150,000 in central California. I looked up the property tax rate of the new owners who bought the house from me, and they are paying $3,350 per year.

For most counties, the property tax rate will be slightly over 1 percent of the value of the home. For example, a $300,000 house will fetch about $3,500 yearly in property taxes, etc.

I am now paying a little less than $2,700 here in Texas.

So No school district tax, emergency responders (fire dept.), etc. type of taxes included in the final tax bill at year end in Cali.?

Originally Posted by TheCommuter

I am now paying a little less than $2,700 here in Texas.

That number doesn't include the above mentioned taxes right?

[TheCommuter]

Originally Posted by TX RN

So No school district tax, emergency responders (fire dept.), etc. type of taxes included in the final tax bill at year end in Cali.?

Yes, it's all worked in. The property tax rate in CA is lower.

That number doesn't include the above mentioned taxes right?

My yearly property taxes in TX also include school district taxes ($1,600 to Crowley ISD), several hundred to the Tarrant Community College District, city taxes, police dept, etc. Keep in mind that my home is only worth $111,000.

[TX RN]

Thanks again Commuter!!

WOW! Yep, rates in Cali are much lower.