[llg]

I have always carried my own insurance. It's relatively cheap and I say, "better safe than sorry."

While I have never been sued, myself, I have seen several other lawsuits work through the system. Although my various employers have always treated my colleagues well on those occcasions, you never know what might happen tomorrow.

llg

[Q.]

I carry it; have since I started.
More and more though I find that employers are requesting evidence of coverage.

Just today...in applying for privileges at the area hospitals where I will be conducting research, they asked for copies of my malpractice insurance coverage.

Hmmm.

[deespoohbear]

I wouldn't trust my employer to cover my backside either. Even if they say they will, don't believe them. Get your own insurance. Period.

[elleRN]

I purchased malpractice insurance through NSO. It was required for my per diem agency position. It is nice to know I have that extra security.....

[renerian]

I have carried since I graduated 16 years ago and the peace of mind is worth the $87 a year premium.

renerian

[jode]

Always, always carry insurance. It is inexpensive and SO worthwhile. Your employer doesn't always have YOUR best interest in mind...............

[fulwood]

sorry to be do so dumb but are some of you saying to carry malpractice insurance even whilst in nursing school? If that's case I will as it's so cheap but wanted to clarify...

[renerian]

Good question. Now this is an honest response. I did not carry any insurance as a student but did as soon as I practiced after graduation.

renerian

[KaroSnowQueen]

I carry my own malpractice insurance. It is a rider on my homeowner's insurance, so the cost is really unnoticeable to me. They send me a letter every year when the policy is renewed, and I can rest easy knowing I am covering my own butt, because I firmly believe the hospital would throw me to the wolves to keep their own hides safe.

[frankie]

Malpractice Insurance is a must for a nurse. Protect yourself. Take responsibility for actions. Live on the safe side of the edge. frankie