I have started a thread based on an off shoot if solutions to help create a marketplace for new Grads. I was on a 12-year plan en route to my BSN....from failing ADN school at 19 due to a cyclothymia trait and test anxiety, Getting my LPN, making money, buying my first house, finding a BSN program to be blindsided by fracturing 2 vertebrae in my neck in 2007, then a near death experience in 2008. I survived sucky setbacks, indeed...However, the nursing school supported and allowed me through my hard work to achieve my goal of a BSN...However...
GPA 2.98-GREAT-but not enough for a competitive nurse residency program...if I wanted to get into the residency I would have to wait, stay at my current job as an RN and wait six months and reapply to the program...this hospital ended up having a hiring freeze.
LPN-GREAT!!! You won't run away like most new grads, but we can't hire you because you do not have acute care experience in the last 2 years AND you haven't touched an adult pt in five, oh and if you want to be considered for the job, we'll contact you in 2 years.
These are the above comments I have experienced when finding a job. Rejected 200 apps a week, then the reminders of loan repayment started rolling in, along with my anxiety...then I thought of the resources that I had started compiling during my last semester in nursing school in December 2011...and still from over a year, these programs and resources are in place:
1) Perkins Loan forgiveness: started well into my nursing school track...really should've chose Perkins over Sallie Mae. Still holding my breath for that loan forgiveness passage. I hope the new Congress will return to this bill and pass it, but I'm not holding my breath. Either way, contact you state BON if you have Perkins loans. They can be forgiven...I have a co worker who took advantage of the program...we are in PA, but I saw a lot of states who are participating.
2) HRSA: Committed to access of healthcare, they have loan repayment programs, scholarships, etc: http://www.hrsa.gov/loanscholarships/index.html
3) FinAid: Have various volunteer programs like City Year and Peace corps which can help pay off student loans...I will post the link below in the response
Please feel free to post additional programs that are out there. There are grant programs as well geared to Healthy People 2020 and can help towards further education...
These programs are competitive, but worth the try!!!
There is a light at the end of this tunnel...I was able to get a job after 8 months post graduation and licensure at a PICU at a local Children's hospital starting in February. I plan to apply to the HRSA loan repayment program. There is a light in the end of the tunnel...volunteer, work at a clinic...think outside of the box!!! You can do THIS!!! You may be eligible for these programs!! Good luck and keep surviving!!!