Nurses Helping Nurses
allnurses Network: Central | Jobs | Books | Newsletter
allnurses: A Nursing Community for Nurses
Home General News Blogs Articles Students Region Specialty Degrees F.A.Q.
First Year After Nursing Licensure /

Malpractice Insurance?



Did You Know?
allnurses is the largest community for nurses on the web. We now have over 388,247 members! Join today to network with other nurses, laugh, share, and much more.
Page 1 of 2 1 2 >

Oct 03, 2009 09:47 PM

Malpractice Insurance?


Hello, I am a new LPN. I just got my license a few days ago and am in the process of searching for a job. Money is VERY tight for myself right now (4 kids, youngest 2 months, hubby only one working), but I do know that I will need to get malpractice insurance at some point ASAP when I start working. How much does it generally cost? Is there money I need to put down to buy it, or does it just get billed monthly? Thanks for your help in advance.
~Missy


Share

Search Tags
None
Top

 
Advertisement
Sponsored Links
 
Page 1 of 2 1 2 >
Reply
10 Comments
No. 1
from flames9
Old Oct 04, 2009, 07:35 AM

Default Re: Malpractice Insurance?
http://www.nso.com/ Around $50 ttl for the whole yr!!!
Top
 
No. 2
Old Oct 04, 2009, 04:37 PM

Default Re: Malpractice Insurance?
Originally Posted by flames9 View Post
http://www.nso.com/ Around $50 ttl for the whole yr!!!
I second this!! Great insurer.
Top
 
No. 3
Old Oct 08, 2009, 06:12 PM

Default Re: Malpractice Insurance?
as a new grad when should or should you look into malpractice insurance???
Top
 
No. 4
Old Oct 08, 2009, 06:38 PM

Default Re: Malpractice Insurance?
Originally Posted by It Didnt Come EasyRN View Post
as a new grad when should or should you look into malpractice insurance???

Immediately, and yes.
Top
 
No. 5
from elkpark
Old Oct 08, 2009, 06:50 PM

Default Re: Malpractice Insurance?
NSO and Marsh are the two companies specifically dealing with nursing liability insurance that I have heard mentioned most often (I have my coverage through Marsh). Some people on this board have mentioned that they have coverage through a rider on their homeowner's insurance but I have no idea how that works -- I've always been most comfortable dealing with a company that specializes in dealing with nursing liability.
Top
 
No. 6
from prudence09
Old Oct 08, 2009, 10:31 PM

Default Re: Malpractice Insurance?
Go through NSO. They have great rates for new grads. When you do get covered just make sure that you don't tell anybody not even coworkers that you have it though.
Top
 
No. 7
Old Oct 09, 2009, 12:06 AM

Default Re: Malpractice Insurance?
"When you do get covered just make sure that you don't tell anybody not even coworkers that you have it though."

Why? I can't imagine starting that conversation, but if a co-worker was talking about it and I had something to add, I would. Our profs at school encouraged us to get insurance.
Top
 
No. 8
Old Oct 09, 2009, 12:09 AM

Default Re: Malpractice Insurance?
Originally Posted by prudence09 View Post
When you do get covered just make sure that you don't tell anybody not even coworkers that you have it though.
Why? I can't imagine starting that conversation but if a co-worker was talking about it and I had something to add, I can't think of any reason to withhold info that I had insurance. When I was in school, the profs told us numerous times to get our own liability insurance.
Top
 
No. 9
from elkpark
Old Oct 09, 2009, 07:32 AM

Default Re: Malpractice Insurance?
I don't really understand the whole paranoia about keeping your coverage a secret. I don't wear a lapel button at work saying, "Ask me about my malpractice insurance," but I wouldn't lie about it if asked, and I don't see why it's so important to be secretive about it (we've had people post here in the past warning us to not even let our spouses know whether or not we have insurance ). In my experience, if a situation/incident/outcome justifies a lawsuit, the plaintiff's attorney will include everyone even remotely involved in the suit, whether you have insurance or not. In this day and age, no one takes sympathy, or doesn't bother with, anyone because they don't have insurance, so I don't see how it makes any difference.
Top
 
Page 1 of 2 1 2 >
Reply




Thread Tools


Who's Online
99 members
1,395 guests
1,494

0

Possible breakthrough regarding MS

29

16th Philly area hospital to stop delivering babies: Mercy...

6

Really interesting article on Indian open hearts

4

High-Tech Pump Does What Her Heart Can't

2

Air Force RN Force RN Found Not Guilty

12

Hospital Falters as Refuge for Illegal Immigrants

6

California Imposes Stricter Rules Regarding Drug Abuse In...

38

Are older nurses being forced out of the profession?

3

An outlook in California?

8

Australian surgeons successfully separate conjoined twins



1

Society Needs Care Too

12

Why am I doing this, anyway?

2

Nurse Heal Thyself

9

My Papa, why I am the nurse I am today.

17

I made it through

11

An angel's gaze

14

A Sister Never Forgets

16

Ruby's Marbles

37

What Do Operating Room Nurses Do?

14

My Little Old Jedi

20

I love this job......

23

"I hear voices"

19

Preventing FRUTI (Foley Related Urinary Tract Infection) in...

24

Error and Attitude

10

It's Just a Shower





Sponsored Links

Currently Reading This Page: 1 (0 members & 1 guests)

Interested in the hottest topics of the week? Subscribe to the Nurse-zine Newsletter.
Enter email address: