Facility Insurance Requirements for Staffing Agency???

Thanks, NedRN! That is what I was expecting. For some reason, though, all of the quotes I've been recieving are for 200/600k. I figured since they specialize in insuring staffing agencies, they would have quoted me on the 1/3M policies. When I asked NSO about higher limits, they told me they don't provide policies with higher limits, but that they would forward me to Affinity Insurance (?) who does. I have yet to get in contact with them.

Interestingly, I did some reasearch and found that, here in Texas, legislation has placed caps on malpractice suit damages to $250,000. I'm wondering if that has something to do with the quote limits I'm recieving.

NedRn... what state are you in, and do they have similar caps?

Carlitos