Private Loans above the $18,500 stafford

Anyone know which private loans will give you the money irregardless of how much financial aid you are receiving. Some loans go by what your school dictates and subtracts their loan from whatever other financial aid you are getting. I have been approved by Teri for two of their loans for health care students but not sure if it just covers unmet need or will give you the max amount no matter what.

Thanks

i shopped around and bank of america has a secondary educational loan that had full deferred int and payments and the origionation fee was added on top of the amount i borrowed, in other words i got a check for the actual $30,000. some lenders take the money from the awarded money and you end up with a mid 20s check instead of the full amount, it is all in what you want.
for those of you looking to start school soon, i would suggest you get pre-approved WHILE YOU HAVE A JOB. if you wait until you are unemployed during school, then they require a co-signer. it is very humbling to go to your parents as a 27 y/o grown man and ask them to co-sign a loan.

oh yeah, wear nice clothes when you deposit the check at the bank. most likely you'll meet everyone, including the president of the bank. i stopped by with a $2 tshirt on and it was kind of funny.