Quote from SSUleader
We are a group of 4 nursing students interested in the politics of home births. We are especially interested in learning about malpractice insurance
and how it relates to home births. Please reply with any information or suggestions of where to look. Thank you so much!
The out of hospital practice with which i have worked did have MedMal, and it was only about $7000/year. The out of hospital midwife is an excellent risk. Dean Insurance may still be offering MedMal.
I, personally have two children, both born at home, and the families I have attended have not been specifically more or less religious than those I see in the rest of the population. I have attended first up to 6th births, but most are having between their first and third child.
Neonatal Recus. is offered by many people, and often those in a homebirth situation take the course together as do those working within a particular facility. Do searches for Karen Strange and Nell Tharpe.
There is not a midwife I know who would agree to attend a client knowing the client was making the decision to birth out of hospital to save money. In fact, most people are insured or can be insured. Homebirth costs around $3000. I payed out of pocket twice. Many of the families I have attended have paid out of pocket in addition to paying for private insurance.
There, of course, are screening criteria that need to be met as a client. The British Medical Journal just published a large study on the safety of homebirth in America. I was a part of the data collection for this study. It mirrors the other data we have on the safety of homebirth, and that is that when comparing low-risk women in the hospital to low-risk women at home, homebirth is at least as safe as, if not safer than hospital birth. The real differences, however, are seen in morbidity. There were many more episiotomies, 3rd and 4th degree tears, and other factors contributing to morbidity. Many more in the hospital group had cesareans. The US is at over 29%, while the World Health Organization has targeted 10-15% overall as the limit.
As far as the politics of homebirth, I have been involved in legislation in several states.