Samuel Merritt ABSN Sacramento Spring 2010

Nancy- do you by chance know what number your friend was waitlisted for in the master's program?

I believe to get the H1N1 (it's a nasal vaccine) you have to get the regular flu shot first. After you've gotten the regular flu shot you can get the H1N1. The form says you can waive your right to the shot right now, but you can always take it later if you change your mind. Since i didnt get my shot yet i waived it, but ended up getting it a week later. My boyfriend's dad works at the hospital on base and actually gave me my flu shot and told me the info about getting the H1N1 vaccine. Has everyone gotten their financial aid packets yet? I got mine and am doing sooo much research on what loans/lenders to get...It's somewhat frustrating trying to decide what the best lender is and if i should just go with a private loan or the parent plus.

I got my financial aid packet about a week ago. Was a private loan listed for you in your packet? I got offered the parent plus, but I don't think my parents' credit is good enough to be approved and I'd rather not have them take out a loan for me anyways. An alternative loan wasn't listed for me, so I'm not sure I can even take out a private loan. Let me know if you figure anything out, it's very frustrating.

it is frustrating! An alternative loan wasn't listed, i just went through samuel merritt's website to the simple tuition page and started looking at private loans through there. I feel kinda iffy having my mom take out a parent loan as well...but i know the benefits are the fixed interest rate and the borrowers rewards (by doing an automatic payment through an account). When taking out a private loan, the interest rate really depends on what kind of credit you have, and more than likely having a cosigner (usually a parent) helps lower the interest rate. I called the financial aid department today and spoke to lily and she informed me that the only positive thing about private loans are that they are under your name and when you do get a job as a nurse in a hospital, some hospitals do offer loan forgiveness, but they'll only forgive your loans that are under your name (so if you get a parent loan, that loan will be excluded since it's under your parents). It just scares me a little to see the total loan payback through the simple tuition website based off of the interest. If you have good credit your interest could be as little as 4% but if you have bad credit, your interest could be as high as 11%, on top of that, the rate is variable (and after talking to wells fargo) there's no cap as to how high the interest can get. I'm just trying to talk to a few of my friends that have already gone through the ABSN program to see what loans they got and if they have suggestions. I'm trying to do my research, but all this research is giving me a headache! haha hope this helps!