I am currently a fulltime hospital nurse. Recently, my hosp offered a non-benefitted position which is called PRN - Tier 3, that is paying $40/hr, where you have to sign-up at least 3 days/week. All benefits are gone except the opportunity to contribute to 401k with a match of 3% (from 6% - if FTE).
My hourly base salary will go up by 54%. If you are in my position, would you accept the offer, taking into consideration that I have to find my own individual insurance (with higher premiums), and I will be the 1st in line to be floated and cancelled. I haven't been floated to other areas for the last 3 years, I hate floating. But maybe thinking of the 54% increase in my salary, I'll just suck it up....
Also, I'll be losing my PTO's (23 days /year).
Haven't been out of a group insurance. I have my whole family depending on my hospital's group insurance. Pretty healthy family, except husband has maintenance meds for HTN and high cholesterol. Any bad experiences with private health/dental insurance?
Need your advice...I am tempted to grab the PRN job.
Advices, thoughts..are all welcome.