Help Please..shall i run up the hill?

my agency wants to pay me 40 /hr to do phone triage for 13 week assignment ..no benefits...then when i bargained for more she said she will pay extra 200 dollars for health. i quit my old job and desperate for work.i am fairly new now to agency..did it a couple of years ago....
heres the scoop:
1. she emailed me with salary quote..40 /hr for per diem pscyh and 34/hr for med surg all no benefits. 10 /hr for orientation....this includes a whole day of computer class for 10/hr.
2. yesterday i drove almost 2 hours to shadow a nurse for 4 hours in a group /psychiatric home in the middle of nowhere and learned later thru email that i will get 10 dollars an hour for that....i ended up cancelling x2 shifts supposed to be for the weekend bec it is high acuity pscyh patient and i was the only nurse with x4 techs to 26 patients.....in the middle of boonie land ....
i dont want to make haste decisions even im desperate for work...i do pscyh and agencies for pscyh nurses are hard to find...thanks for your help and advice....i feel so alone and isolated...of course...nursing license is more impt than a pay check.
i goggled the ceo of my agency and found out she is not a nurse or lpn.i did not ask of course her qualifications..i dont think it was professional and respectful to her.
1. would u work for agency that is not run by nurses?
2. would u take 40/hr with no benefits for 13 week assignment on pm shift with no benefits/shift diff / weekend diff and blah blah blah..
the facility that i was offered a 13 week contract is 1 and a half hour away from me.. what are the red flags and dos and donts before taking a 13 week assignment..thanks to allnurses for this great forum and listening to my sad story....i cant sleep and it is almost 3 am....