I knew going back to school was going to be a huge challenge. I am a single mom with no savings or family support. So, I spent the year before school grooming my friends to become my family network. Told people I was going to take them up on their random offers of help.,,and I do! I had my daughter get used to playing with my friends kids and spending time with them.
Now they are invaluable if I have an early morning clinical before Day Care opens.
I also ditched as much debt as I could. I settled out of 3 credit cards and paid off my used car loan. I already lived very frugally as I wasn't earning enough money to do otherwise. I will keep my small apartment and old car. I have paid off semester long chunks of car insurance, utilities and other things as soon as my loan dispersements came in so I didn't spend that money on other things here and there.
I advertise to my friends and family whenever my daughter has grown another size and solicit hand me downs.
I also told my friends that they need to call me if they want to see me any time in the next 3 years!